No-Risk Personal Injury Medical, Surgical Care and Hospital FinancingMost of the personal injury (including auto accidents) lawsuit plaintiffs, do not realize that they can qualify for easy non-recourse Personal Injury Medical, Surgical and Hospital Financing. With the help of Medical and Surgery cash financing, they can take care of their immediate medical care, surgical treatment and hospital stay needs. Best part is, they pay back only if they win the lawsuit.What Is Personal Injury Medical, Surgery and Hospital Financing or Funding?Medical, Surgery and Hospital Financing is a new and unique form of personal injury lawsuit funding or financing. Medical, Surgery and Hospital financing gives personal injury lawsuit plaintiffs the financial means to pay their medical provider, while the advance financing provider assumes the risk of repayment. Medical and Surgery Financing provider takes all the risk associated with advancing cash on lawsuit case and medical care and surgical treatment.Personal Injury Medical, Surgery and Hospital Financing are not a loan in true sense.Loans are always repayable. But the Medical and Surgery Financing does not have to be paid back unless the lawsuit case is won or settled. This is non-recourse cash advance, which you pay back to Medical and Surgery funding company only if you win or settle the case. If plaintiff loses the lawsuit he or she does not pay back to Medical, Surgery and Hospital Financing Company.Who is Eligible for Personal Injury Medical, Surgery and Hospital Financing Loan?If you were injured in an accident and have filed a personal injury law suit with the help of an attorney, but unfortunately you are not able to get timely and quality medical and surgical care because of lack of insurance coverage or the adequate means to pay for, than you may be eligible for Medical, Surgery and Hospital Financing.Virtually all personal injuries are considered for medical, surgery and hospital financing.Thousands of Americans are injured daily in auto accidents or other kind of accidents in America. We have the best health care system in the world. But Americans without health insurance coverage at some time during 2007 totaled about 18% of the total population. We are living in truly interesting times. These statistics are frightening, but are true.As you know, every day many victims of personal injuries are desperately in need of timely and quality medical and surgical care but they do not have health insurance or the adequate means to pay for medical treatment, surgical operations and hospital stays. Being injured is unfortunate. And getting injured and having no proper or adequate insurance is devastating. Not knowing where to turn, who to trust and what to do about your medical, surgery and hospital bills is frustrating?Auto accidents and other personal injuries cause the loss of time, property, health and even life. No matter what the specific cause or result, an injury can turn a normal life into a prolonged struggle for you and your family. In times of distress and when the plaintiffs are seriously injured, they need immediate and quality medical and surgical care and treatment and hospitalization.Solution: Personal Injury Medical, Surgery and Hospital Financing.If you have money, you can get things and do things. The practical value of money is at maximum, if you have it at the time you need it most.The Process to Secure Medical and Surgery Financing or Funding:1. There is no upfront fee or any monthly fee to apply for Medical and Surgery financing or funding.2. No credit or bad credit is alright. No employment requirement is required. Approval of Medical and Surgery funding is based on the strength of lawsuit and not on financial status. Underwriters review claim on its merits alone.3. Underwriters review the documentation supporting injury and lawsuit. They speak with plaintiff and his or her attorney to help understand the lawsuit, and the medical care and surgical treatment needed.4. If approved the check is sent to medical provider of plaintiff directly to cover medical, surgery care and hospital expenses.5. You only pay back only if you win or settle the lawsuit! If you lose the lawsuit case, you pay nothing. You owe nothing!Medical and Surgery Financing has made quality medical care accessible to personal injury lawsuit plaintiffs. In addition, Medical and Surgery Financing cash advance may be a very important tool when the insurance carrier of defendant, makes a low ball offer for lawsuit settlement. You can then use a Medical and Surgery Financing cash advance as a financial tool to say no to the low ball offer and have the financial strength to wait for a higher and fairer settlement.

IntroductionThe Government has announced a new initiative to help diversify business finance which will be led by UK industry experts from both the business and finance sectors.UK businesses still rely heavily on bank funding to help finance their business activities even though there are many alternative sources of funding available to them in today’s ever changing financial marketplace.The Government wants to ensure, in light of recent and current banking reforms, that the flow of finance to businesses is maintained. Alternative sources of finance will be crucial to help businesses deliver the wider economic growth the UK economy needs.The panel of experts will seek to establish a framework of alternative finance sources by working with businesses and business investors, financial institutions and providers of alternative finance to coordinate and facilitate the availability of funding that businesses need.Bank lendingEven though there has been a recorded increase in new lending from the largest banks this year many businesses are still unhappy with bank lending levels and how they have been treated by their banks.Tighter lending criteria, non-renewal of overdraft facilities and poor communication by the banks are the common problems cited by businesses as making their funding objectives difficult to achieve.Without the finance they need, UK businesses struggle to survive and grow, and so the UK economy does the same. This is why the Government is not only introducing schemes to increase bank lending but is also keen to encourage as much competition in the financial market as possible and provide a wide range of alternative sources of finance to UK businesses.Alternative financeThere is already a wide range of alternative finance sources available to businesses.One of the biggest barriers to increasing the take up of these sources of finance is simply general awareness. New and emerging providers of alternative financial products do not have the branch infrastructure that makes for the efficient and effective distribution of their products.The other important factor here is that many owners and managers of small and medium sized businesses, which are the backbone of the UK economy, are unaware of the range of alternative finance available and where to find it.New methods of communication are required and it is hoped this will be a key objective of the Government’s initiative.Invoice FinanceInvoice finance is one of the most popular options in the alternative finance portfolio and has grown over the last fifteen years from about 13,000 companies using it in the UK to over 50,000 companies now.This extremely flexible method of business finance advances funds against unpaid sales invoices. There are variations within the invoice finance family of products which includes invoice factoring and invoice discounting.The invoice finance lenders will advance up to 95% against a company’s unpaid sales invoices and use the sales ledger as security by taking assignation of the invoice and so the outstanding debt is effectively owned by them.When the invoice is paid by the company’s customer the invoice finance company will pay over the balance of the invoice that has not been funded after deducting their fees. There is usually a charge for the facility and an interest charge for the amount of funding advanced.One of the main benefits of invoice finance is that the facility will grow as the business grows thus making it a very effective method of funding working capital.